Client's interest first
Independent advice with no bias towards any single bank. We recommend what suits your needs and budget.
Independent mortgage advice, built on trust.
Housing Loan Advisors was founded by veteran mortgage brokers who pioneered the industry in Singapore. Since then, we have helped thousands of homeowners find the right home loan.
Who we are
Founded by pioneers of Singapore's mortgage broking industry
Housing Loan Advisors Pte Ltd was established by veteran mortgage brokers who were among the first in the Singapore industry. Our brokers are competent, professional, client-centred and service-oriented.
We have served thousands of clients, and many of them come back to us for their next purchase or refinance. Many of our new clients are referred to us by family and friends.
- 10+
- Banks and financial institutions compared
- 1,000s
- Clients served, many of them returning
- Ch 8 & U
- Mortgage views shared on national TV
- Raffles Place
- Office in the heart of the CBD
Meet your advisor
Ally
Mortgage Consultant
Clients know Ally for staying up to date with market trends and knowing the home loan packages from each bank inside out. She walks you through your options in a single session, then follows through the entire application until you sign.
Chat with Ally on WhatsAppAlly helped us as returning customers to select and secure a mortgage for our property. She was tirelessly helpful, answered all our questions patiently and advised us based on our exact needs.
Oliva & Vincent
What we believe
Your interest comes first
We listen to understand your situation, then compare packages independently so the recommendation fits you, not the bank.
Tailor-made comparisons
An independent, comprehensive comparison based on your personal needs and requirements, explained in plain terms.
One-stop service
We work only with experienced bankers and lawyers, supported by all major banks and financial institutions.
As featured on
Channel 8 & Channel U
One of our mortgage consultants has been featured on Channel 8 and Channel U, sharing general views on mortgage topics with Singapore viewers.
Our services
One-stop mortgage services for every property move
Buying, refinancing or restructuring, we take the complexity out of TDSR, MSR and bank paperwork.
New Purchase
HDB, EC and private residential loans, for completed or under-construction properties, sized to your TDSR and MSR limits.
Refinancing
Lower your interest cost when your lock-in ends. We weigh legal, valuation and clawback costs so the net savings make sense.
Decoupling
Transferring ownership between co-owners. We walk you through the loan, stamp duty, CPF refund and legal costs involved.
Commercial Property
Financing for offices, retail and shophouses, in your personal name or under a company.
Equity Term Loan
Unlock cash from your property's value, structured to fit your monthly household cash flow.
Not sure where to start?
Tell us about your property plans and we'll point you to the right option.
Chat with us on WhatsAppOur network
Supported by Singapore's major banks
We compare home loan packages across these banks and financial institutions, and many more.
…and many more
What people say about us
In our clients' words
Just to say thank you for your help as always with our recent mortgage refinancing.
If I use a service once it may be because I had to. Using it several times is because I want to. To refer someone to family and friends is the ultimate testimony of trust in that person. You have been that person. Thanks very much for being there for us.
We were recommended to Ally by a friend and we have referred her to a couple of friends. She is up to date with market trends, well versed in home loan packages from various banks and familiar with the application process.
What impressed us is a guide that she has created to help applicants navigate the various sites to obtain the necessary documents. By walking through and explaining the various home loan packages to us in a single session, she has definitely saved us a lot of time and sped up the decision making process. Her dedication to follow through the entire application process is what makes her service great as well.
Our office
Visit us at One Raffles Place
Meet an advisor in person at our office in Raffles Place, a short walk from Raffles Place MRT. Please WhatsApp or call ahead so we can set aside time for you.
Get directions-
Address
One Raffles Place #19-61
Singapore 048616 -
Office hours
Mon – Fri, 9:00am – 6:00pm
-
Phone
(+65) 6809 2248
Fax (+65) 6449 9927
Have a question about your mortgage?
Chat with an advisor on WhatsApp, or send us an enquiry and we'll reply within 2 working days.