Mock-up: fields marked like this are sample content. Replace them with real cases, figures and media links before launch.
A selection of recent cases we have handled, from first-time HDB buyers to refinancing and decoupling. Details are shared with our clients' permission, and names are withheld.
Case studies
A couple's lock-in period was ending and their rate was about to reset. We compared packages across [8] banks, factoring in legal and valuation costs, and moved them to a fixed-rate package.
First-time buyers weren't sure how much they could borrow. We worked out their MSR and TDSR limits, compared HDB and bank loans, and secured approval in principle before they committed.
A couple wanted one owner to take over the property in full. We walked them through stamp duty, CPF refund and legal costs, and found a loan the staying owner could support on their own income.
A business owner was buying a shophouse through their company. We prepared the company financials for the banks and negotiated a package with a flexible repayment schedule.
A family needed funds for university fees without selling their home. We structured an equity term loan with monthly instalments that fit comfortably within their household budget.
Returning clients asked whether switching from their HDB loan made sense. We compared the long-term cost of both, explained the trade-offs, and helped them refinance to a bank package.
No cases in this category yet.
Figures are illustrative of each client's situation and are not a guarantee of future rates or savings.
What people say about us
Just to say thank you for your help as always with our recent mortgage refinancing.
If I use a service once it may be because I had to. Using it several times is because I want to. To refer someone to family and friends is the ultimate testimony of trust in that person. You have been that person. Thanks very much for being there for us.
We were recommended to Ally by a friend and we have referred her to a couple of friends. She is up to date with market trends, well versed in home loan packages from various banks and familiar with the application process.
What impressed us is a guide that she has created to help applicants navigate the various sites to obtain the necessary documents. By walking through and explaining the various home loan packages to us in a single session, she has definitely saved us a lot of time and sped up the decision making process. Her dedication to follow through the entire application process is what makes her service great as well.
Over the past years, Ally has supported us by giving us sound advice for our home financing needs and provided exemplary services in arranging home financing solutions that best matched our needs. She explained the advantages and disadvantages of the many available options, and continued to search for the most suitable choice until we were satisfied.
She was prompt in responding to our queries and she made it a point to be present during our signing of bank documents in case we needed any clarifications. She is knowledgeable and professional and we will not hesitate to recommend her services.
Ally helped us as returning customers to select and secure a mortgage for our property. She was tirelessly helpful, answered all our questions patiently and advised us based on our exact needs.
I would highly recommend Ally to anyone and will be calling on her again for any future financing requirements. Thank you Ally!
In the media
Our mortgage consultant has shared general views on home loan topics on national TV.
[Topic, e.g. Should you refinance when rates fall?]
[Month Year][Topic, e.g. What TDSR means for home buyers]
[Month Year][Topic, e.g. Decoupling: costs and pitfalls]
[Month Year]Tell us about your property plans. We'll compare the banks and walk you through your options, with no obligation.
